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Understanding Financial Aid Funds

• Pell Grant
• Federal Work-study - Working at ÃûæÂÖ±²¥ is an option
• Federal Student Loans - Subsidized and Unsubsidized
• University Grants
• State Grants
• Scholarships
• Parent Plus Loan
• Private Student Loan

To understand your Aid Offer, visit the ÃûæÂÖ±²¥ Financial Aid Office

Annual Loans Limits

Dependent Undergraduates

Independent Undergraduates or Dependent students whose Parent Plus loan was denied 

What are aggregate loan limits?

Aggregate loan limits describe the maximum amount of money students can borrow throughout their entire education. Students later in their degree programs are more likely to reach their aggregate student loan limits than students just starting their degree. 

Subsidized and Unsubsidized Aggregate Loan Limit

$31,000-No more than $23,000 of this amount may be in subsidized loans. 

$57,500 for undergraduates-No more than $23,000 of this amount may be in subsidized loans. 

$138,500 for graduate or professional students-No more than $65,500 of this amount may be in subsidized loans. The graduate aggregate limit includes all federal loans received for undergraduate study. 

Entrance/Exit Counseling for all students - for Fall and/or Spring graduates. The Financial Literacy Office can work with you one on one to discuss your student loan options, including repayment options anytime during your college career. 

Who is eligible for Stafford loan?

To qualify, you must:

• Be a U.S. citizen or an eligible noncitizen.
• Have a valid Social Security number.
• Be an undergraduate or Graduate student with a valid FAFSA
• Be enrolled at least half time (6 credits) as an undergraduate or at least at 4.5 credits as a Graduate student per term.
• Be enrolled in an eligible degree or certificate program.